Updates, Tips, & Finance News

Hi there,

As of late, market volatility has continued to persist.

The oil market has been suffering. Some energy stocks and bonds have not been doing so well lately. There's has also been some company specific drama, for instance, Nissan and GE have been in the news.

In our view, the markets are starting to shift focus more now on retail sales and the U.S. consumer as we're entering the month of December.

A lot of investors are focused on today, with Black Friday.

Some have projected that retail sales over the holiday period are going to be up about 5% from this year to last.

Generally speaking, I think if the markets are going to have a solid footing going into the holiday season from the U.S. consumer, we may start to see a shift in sentiment and the markets may start to perform a little bit better.


Disclosure: The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. The information provided does not take into account the specific objectives, financial situation or particular needs of any specific person. Diversification does not ensure a profit or protect against a loss in a declining market. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income. Forecasts or projections of investment outcomes in investment plans are estimates only, based upon numerous assumptions about future capital markets returns and economic factors. As estimates, they are imprecise and hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Investing entails risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time. The markets are in reference to the S&P 500 index. Volatility is in reference to the CBOE VIX index for the dates 11/19/2018 – 11/23/2018. An index is unmanaged, does not reflect management or trading fees, and one cannot invest directly in an index. Retail holiday sales increasing 5% this year compared to last year was in reference to the Bloomberg article, “Millennial, Gen Z Shoppers Head to Malls: Black Friday Update” by Matthew Townsend, Hema Parmar, Matthew Boyle, and Craig Giammona.